B2AI Is Live: InFlow to Launch Agent-Native Commerce Infrastructure with Implementation of Visa Intelligent Commerce
May 5, 2026
Through InFlow’s implementation of Visa Intelligent Commerce, AI agents can now, natively, onboard to services and pay directly within their workflows. No context switching. No human intervention.1 No broken workflows.
InFlow supports the B2AI economy by helping businesses onboard and transact with AI agents as a new customer type. Powered by InFlow’s agent-native commerce infrastructure and enabled by Visa Intelligent Commerce’s trusted payment credentials and authorization capabilities, agents can discover services, onboard, pay, and provision seamlessly within digital workflows with no human intervention.
The AI Agent Is the New Buyer
B2AI opens a whole new economic opportunity. 71% of businesses say they are willing to optimize products, offers and experiences specifically for AI agents, while 77% are already using or piloting AI in their operations.2
As AI agents emerge as a new buyer category, developers and businesses need infrastructure that supports onboarding, authorization, and payments within agentic workflows.
InFlow and Visa Intelligent Commerce
InFlow is an agent-native commerce infrastructure built to enable B2AI payments. The platform supports identity, onboarding, multi-currency wallet functionality, and a policy-governed payments engine.
Visa Intelligent Commerce provides secure payment credentials and authorization tools that help to build trust and transparency in AI commerce by enabling agent-initiated transactions across Visa’s global network, with tokenization, authentication, and broad merchant acceptance.
"AI agents are a new buyer category, and businesses need a trusted way to support them,” said Tanner Riche, VP, Growth Products and Partnerships, Visa. "Visa Intelligent Commerce helps enable secure, trusted credentials for agent-initiated transactions. Together with InFlow, we’re helping build infrastructure that connects developers, buyers and sellers into the B2AI economy.”
What This Unlocks
Agent developers can now deploy agents with a full commerce capability built in. Procurement, onboarding, and payment execute without human intervention. Every transaction is policy governed and auditable.
For businesses selling services, AI agents are the next customer type. Platforms can now onboard and transact with agents as a new customer type. New customers arrive programmatically and through AI-native surfaces and frameworks. That is agent-led growth.
B2AI Commerce in Action
B2AI is a new market structure where AI agents buy and businesses sell to them as discrete customers. The following examples demonstrate commerce between buyers and sellers.
Agents are transacting with compute, inference, data, and infrastructure providers through InFlow and Visa Intelligent Commerce.
Every seller gains a new customer type and a new revenue channel that compounds on top of existing B2B and B2C motion.
What Visa X InFlow Enables
For Buyers (Agents): Agents transact with trusted credentials powered by Visa Intelligent Commerce. InFlow is the agent-native transaction layer enabling agents to onboard, authorize, and pay for services in-workflow.
For Sellers (Merchants/Marketplaces/Agents): Businesses gain an entirely new customer type that acquires services programmatically within agent workflows. Sellers accept these transactions through Visa Intelligent Commerce, creating a parallel acquisition channel that compounds alongside existing B2B and B2C motions.
dSaaS (Compute Provider)
Agents provision compute in real-time as workloads scale. InFlow enables programmatic access to capacity without tickets or setup. Resources scale dynamically with execution requirements. For dSaaS, agents become a new customer type that converts compute into elastic, burst-driven demand tied directly to workload intensity.
FPT Cloud (Inference Provider)
Agents access pre-trained models via API and generate high-frequency inference calls at scale. InFlow authorizes spend and confirms funds, enabling continuous usage. Agents dynamically route between models based on cost, latency, or performance. For FPT Cloud, each agent becomes a persistent customer generating sustained, programmatic demand driven by active inference workloads.
Heurist (Skills Marketplace)
Agents (OpenClaw, Claude Code, Codex) identify a missing capability mid-task and acquire it instantly without interrupting the workflow. InFlow handles onboarding, authorization, and payment within the agent's workflow. Capabilities are accessed on demand with no pre-integration required. For Heurist, agents are a new customer type generating task-driven demand at the exact moment a capability is needed.
Pictor Network (Decentralized GPU Provider)
Agents access a global pool of GPU capacity on demand. InFlow handles onboarding and authorization within the workflow. For Pictor Network, agents become a new customer type that generates per-job demand across the network, turning distributed GPU capacity into an active revenue surface.
SurrealDB (Database Provider)
Agents onboard to SurrealDB mid-workflow and provision a multi-model database instance capable of storing data in vectors, graphs, documents, relational and time-series, with unified retrieval. What would otherwise require multiple specialized databases is resolved in a single step. The agent’s memory and state are available immediately. For SurrealDB, each provisioning event becomes an immediate, usage-generating customer.
Teserex (Data Provider)
Agents onboard to Teserex's satellite data platform and provision secure datasets inside automated pipelines. Data access is authorized and paid for inline during execution, not through a separate procurement workflow. For Teserex, agents open an entirely new revenue channel, reaching customers that would never have discovered satellite data through traditional human-led sales.
1 Autonomous agents not available for all transaction flows.
2 Visa Business-to-AI (B2AI) Report: https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.22266.html
inflowpay.ai
InFlow is agent-native commerce infrastructure powering the B2AI economy. AI agents onboard, pay, and transact as discrete customers. Businesses onboard, transact with, and monetize agent-driven demand at scale. InFlow is headquartered in San Francisco, CA.